Laura Saunders, The Pros and Cons of Putting Extra Dollars in a Trump Account (Wall Street Journal, Aug. 7, 2026)

Trump accounts are here, and they’ve started with a bang.

This year parents and others have signed up for more than seven million of these new, tax-favored savings accounts for children, according to the Treasury Department. The accounts have taken in about $1.5 billion, with part of that coming from Uncle Sam’s gifts of $1,000 for each child born from 2025 through 2028.   

Now, the guardians of these children face a choice: Should they contribute to Trump accounts beyond the free money provided by the government, charities and employers? Individuals can put in up to $5,000 a year per child for young people until the year they turn 18, and the Trump account app urges savers to make additions.

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