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50-State Ranking: Mortgage Interest Deduction

Tax Foundation, Tax Savings from Mortgage Interest Deduction Vary Significantly from State to State:

















































































































































































































































































































































































































































Mortgage Interest Deduction by State, Tax Year 2008


State


Percentage of Returns Claiming Deduction


Rank


Average Deduction
(all returns)


Rank


Average Deduction
(for returns claiming one)


Rank


United States


26.83%



$ 3,279



$ 12,221



Alabama


24.02%


32


$ 2,226


36


$ 9,267


38


Alaska


22.42%


38


$ 2,689


24


$ 11,994


16


Arizona


31.53%


11


$ 4,293


9


$ 13,616


7


Arkansas


19.24%


45


$ 1,610


46


$ 8,365


45


California


29.24%


19


$ 5,520


1


$ 18,876


1


Colorado


34.54%


3


$ 4,594


4


$ 13,300


9


Connecticut


35.15%


2


$ 4,396


8


$ 12,509


12


Delaware


31.80%


9


$ 3,817


14


$ 12,006


15


Florida


24.92%


28


$ 3,333


20


$ 13,375


8


Georgia


31.13%


12


$ 3,375


17


$ 10,844


24


Hawaii


24.20%


31


$ 4,048


11


$ 16,730


2


Idaho


29.11%


20


$ 3,081


21


$ 10,587


25


Illinois


28.78%


21


$ 3,337


19


$ 11,593


19


Indiana


23.97%


33


$ 2,070


38


$ 8,637


42


Iowa


20.35%


43


$ 1,649


45


$ 8,104


49


Kansas


23.82%


34


$ 2,060


39


$ 8,647


41


Kentucky


24.57%


30


$ 2,050


40


$ 8,345


46


Louisiana


18.68%


46


$ 1,780


43


$ 9,526


33


Maine


25.81%


25


$ 2,529


28


$ 9,798


31


Maryland


37.94%


1


$ 5,372


2


$ 14,162


5


Massachusetts


31.74%


10


$ 4,064


10


$ 12,805


11


Michigan


27.97%


22


$ 2,659


25


$ 9,505


34


Minnesota


33.71%


4


$ 3,714


16


$ 11,016


21


Mississippi


18.39%


47


$ 1,526


47


$ 8,301


47


Missouri


25.50%


26


$ 2,372


30


$ 9,303


36


Montana


23.42%


36


$ 2,316


32


$ 9,890


30


Nebraska


23.10%


37


$ 1,901


42


$ 8,233


48


Nevada


29.55%


17


$ 4,580


5


$ 15,502


3


New Hampshire


30.68%


15


$ 3,726


15


$ 12,142


14


New Jersey


33.34%


6


$ 4,406


7


$ 13,215


10


New Mexico


21.48%


39


$ 2,356


31


$ 10,969


22


New York


23.73%


35


$ 2,897


23


$ 12,206


13


North Carolina


29.43%


18


$ 2,979


22


$ 10,122


27


North Dakota


14.60%


50


$ 1,222


50


$ 8,372


44


Ohio


26.74%


23


$ 2,266


35


$ 8,475


43


Oklahoma


21.27%


40


$ 1,700


44


$ 7,992


50


Oregon


32.46%


8


$ 3,858


13


$ 11,885


17


Pennsylvania


25.07%


27


$ 2,439


29


$ 9,728


32


Rhode Island


30.74%


14


$ 3,367


18


$ 10,951


23


South Carolina


26.17%


24


$ 2,607


27


$ 9,959


28


South Dakota


14.84%


49


$ 1,396


48


$ 9,404


35


Tennessee


20.70%


41


$ 2,143


37


$ 10,349


26


Texas


20.36%


42


$ 2,027


41


$ 9,955


29


Utah


33.17%


7


$ 3,875


12


$ 11,683


18


Vermont


24.87%


29


$ 2,313


33


$ 9,299


37


Virginia


33.61%


5


$ 4,737


3


$ 14,094


6


Washington


31.04%


13


$ 4,426


6


$ 14,262


4


West Virginia


15.20%


48


$ 1,348


49


$ 8,870


39


Wisconsin


29.92%


16


$ 2,615


26


$ 8,739


40


Wyoming


20.14%


44


$ 2,285


34


$ 11,350


20


Dist. of Columbia


26.93%



$ 4,502



$ 16,720




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