Tax Foundation, Tax Savings from Mortgage Interest Deduction Vary Significantly from State to State:
Mortgage Interest Deduction by State, Tax Year 2008 | ||||||
State | Percentage of Returns Claiming Deduction | Rank | Average Deduction | Rank | Average Deduction | Rank |
United States | 26.83% | $ 3,279 | $ 12,221 | |||
Alabama | 24.02% | 32 | $ 2,226 | 36 | $ 9,267 | 38 |
Alaska | 22.42% | 38 | $ 2,689 | 24 | $ 11,994 | 16 |
Arizona | 31.53% | 11 | $ 4,293 | 9 | $ 13,616 | 7 |
Arkansas | 19.24% | 45 | $ 1,610 | 46 | $ 8,365 | 45 |
California | 29.24% | 19 | $ 5,520 | 1 | $ 18,876 | 1 |
Colorado | 34.54% | 3 | $ 4,594 | 4 | $ 13,300 | 9 |
Connecticut | 35.15% | 2 | $ 4,396 | 8 | $ 12,509 | 12 |
Delaware | 31.80% | 9 | $ 3,817 | 14 | $ 12,006 | 15 |
Florida | 24.92% | 28 | $ 3,333 | 20 | $ 13,375 | 8 |
Georgia | 31.13% | 12 | $ 3,375 | 17 | $ 10,844 | 24 |
Hawaii | 24.20% | 31 | $ 4,048 | 11 | $ 16,730 | 2 |
Idaho | 29.11% | 20 | $ 3,081 | 21 | $ 10,587 | 25 |
Illinois | 28.78% | 21 | $ 3,337 | 19 | $ 11,593 | 19 |
Indiana | 23.97% | 33 | $ 2,070 | 38 | $ 8,637 | 42 |
Iowa | 20.35% | 43 | $ 1,649 | 45 | $ 8,104 | 49 |
Kansas | 23.82% | 34 | $ 2,060 | 39 | $ 8,647 | 41 |
Kentucky | 24.57% | 30 | $ 2,050 | 40 | $ 8,345 | 46 |
Louisiana | 18.68% | 46 | $ 1,780 | 43 | $ 9,526 | 33 |
Maine | 25.81% | 25 | $ 2,529 | 28 | $ 9,798 | 31 |
Maryland | 37.94% | 1 | $ 5,372 | 2 | $ 14,162 | 5 |
Massachusetts | 31.74% | 10 | $ 4,064 | 10 | $ 12,805 | 11 |
Michigan | 27.97% | 22 | $ 2,659 | 25 | $ 9,505 | 34 |
Minnesota | 33.71% | 4 | $ 3,714 | 16 | $ 11,016 | 21 |
Mississippi | 18.39% | 47 | $ 1,526 | 47 | $ 8,301 | 47 |
Missouri | 25.50% | 26 | $ 2,372 | 30 | $ 9,303 | 36 |
Montana | 23.42% | 36 | $ 2,316 | 32 | $ 9,890 | 30 |
Nebraska | 23.10% | 37 | $ 1,901 | 42 | $ 8,233 | 48 |
Nevada | 29.55% | 17 | $ 4,580 | 5 | $ 15,502 | 3 |
New Hampshire | 30.68% | 15 | $ 3,726 | 15 | $ 12,142 | 14 |
New Jersey | 33.34% | 6 | $ 4,406 | 7 | $ 13,215 | 10 |
New Mexico | 21.48% | 39 | $ 2,356 | 31 | $ 10,969 | 22 |
New York | 23.73% | 35 | $ 2,897 | 23 | $ 12,206 | 13 |
North Carolina | 29.43% | 18 | $ 2,979 | 22 | $ 10,122 | 27 |
North Dakota | 14.60% | 50 | $ 1,222 | 50 | $ 8,372 | 44 |
Ohio | 26.74% | 23 | $ 2,266 | 35 | $ 8,475 | 43 |
Oklahoma | 21.27% | 40 | $ 1,700 | 44 | $ 7,992 | 50 |
Oregon | 32.46% | 8 | $ 3,858 | 13 | $ 11,885 | 17 |
Pennsylvania | 25.07% | 27 | $ 2,439 | 29 | $ 9,728 | 32 |
Rhode Island | 30.74% | 14 | $ 3,367 | 18 | $ 10,951 | 23 |
South Carolina | 26.17% | 24 | $ 2,607 | 27 | $ 9,959 | 28 |
South Dakota | 14.84% | 49 | $ 1,396 | 48 | $ 9,404 | 35 |
Tennessee | 20.70% | 41 | $ 2,143 | 37 | $ 10,349 | 26 |
Texas | 20.36% | 42 | $ 2,027 | 41 | $ 9,955 | 29 |
Utah | 33.17% | 7 | $ 3,875 | 12 | $ 11,683 | 18 |
Vermont | 24.87% | 29 | $ 2,313 | 33 | $ 9,299 | 37 |
Virginia | 33.61% | 5 | $ 4,737 | 3 | $ 14,094 | 6 |
Washington | 31.04% | 13 | $ 4,426 | 6 | $ 14,262 | 4 |
West Virginia | 15.20% | 48 | $ 1,348 | 49 | $ 8,870 | 39 |
Wisconsin | 29.92% | 16 | $ 2,615 | 26 | $ 8,739 | 40 |
Wyoming | 20.14% | 44 | $ 2,285 | 34 | $ 11,350 | 20 |
Dist. of Columbia | 26.93% | $ 4,502 | $ 16,720 | |||



